Bay Area Development Company finance commercial real estate
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504 Benefits

Purchasing commercial real estate for your business with a 504 loan is extremely advantageous for many reasons.

Fixed Rate Financing

504 loans have twenty year fixed interest rates, which help you lock in your occupancy costs for a generation.

Below Market Rates

The combination of the SBA guaranty and the economies of scale from all 504 loans being funded from the same loan pool each month provide for outstanding below market fixed rates.

Low Down Payment

With financing available at up to 90% loan-to value, 504 provides the most affordable down payment in the marketplace.  That means you preserve working capital for the growth and success of your company.

Long Terms

504 offers 20-year, fully amortized financing so you pay for your property over a long term with lower monthly payments.

Ownership Options

Purchase and personally hold title to your building, put it your company’s name, even set up a holding company. You choose the structure that maximizes the benefits to you and your company.

The Benefits of Property Ownership

Commercial property ownership gives you another way to build equity and can help you minimize your liabilities while maximizing your tax benefits.  And, with 504 you have more control over the destiny of your company.

1801 Oakland BLVD, Suite 100 • Walnut Creek, CA 94596 • PHONE (925) 926-1020 • (888) 504-0504