504 Benefits

504 Benefits

Buying "the home for your business" is a critical step to ensuring its continued growth and success. With 504 financing, you not only get the tax benefits and appreciation from ownership, but you also fix your occupancy costs at a great low rate with financing that is tailored to your company's needs.

With 504, you have a fixed-rate alternative. 504 financing allows you to fix your business occupancy costs using an attractive, 20 year, below market, fixed interest rate. Click here for the current interest rate.

Low Down Payment. With financing available at up to 90% loan-to value, 504 provides an affordable down payment, which enables you to conserve your company's working capital so your business can retain liquidity, meet your operating needs, and continue to grow.

Long Term Financing. 504 real estate financing is 20-year, fully amortized financing. This enables you to pay for your facility over a long term that is compatible with the economic life of the real estate, avoids risky loan call provisions, and lowers your monthly payment, all to your benefit.

Ownership Options. With 504 you can purchase and hold title to your building personally, in the name of your company or even set up a holding company for the real estate. This gives you the flexibility to maximize the tax benefits of ownership and minimize liability in the manner best suited for you and your company.

1801 Oakland Boulevard
Suite 100
Walnut Creek, CA 94596
(888) 504-0504
84 W. Santa Clara Street
First Floor
San Jose, CA 95113
(408) 494-0295
114 E. Shaw Ave
Suite 207
Fresno, CA 93710
(559) 226-3700