Interest Rates on 504 Loans
504 loans for real estate are 20-year fixed-rate loans. SBA-guaranteed pools of 504 loans are funded on a monthly basis, so a new 20-year fixed rate is established for all 504 loans each month. It is the SBA guaranty that enables these loans to be funded at below-market rates.

Historic 504 Rates Click here to see a printable chart of 504 interest rates for the last 10 years, compared to sample variable commercial interest rates.

About the 504 Rates
Please note that 504 fixed loans that are funded in any given month have the exact same rates. The only variation from this is that 504 loans approved in different fiscal years have slightly different rates. Also, some 504 lenders provide very different rate quotes.

At Bay Area Development Company you can rely on us to:

• Always make 504 loans at the lowest permissible rate.
• Always provide you with the most accurate information available, including full disclosure of loan rates, terms and conditions.
• Always quote realistic and accurate rates.

Monthly Rates Delivered To You Instantly
A new 504 rate is established once each month. If you would like us to e-mail you the new 504 rate each month, as soon as it is established, just fill in the following information:

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