{"id":10,"date":"2019-03-21T21:28:31","date_gmt":"2019-03-21T21:28:31","guid":{"rendered":"https:\/\/baydevco.com\/?page_id=10"},"modified":"2023-04-12T11:06:32","modified_gmt":"2023-04-12T18:06:32","slug":"our-products","status":"publish","type":"page","link":"https:\/\/www.baydevco.com\/our-products\/","title":{"rendered":"Our Products"},"content":{"rendered":"
[mk_page_section vertical_align=”center” bg_image=”https:\/\/baydevco.com\/wp-content\/uploads\/2023\/02\/our_products_bluer_2400x860.jpg” bg_position=”center center” bg_repeat=”no-repeat” video_color_mask=”#0038a8″ video_opacity=”0.2″ min_height=”240″ full_width=”true” js_vertical_centered=”true” padding_top=”0″ padding_bottom=”0″ el_class=”title_box” sidebar=”sidebar-1″][vc_column css=”.vc_custom_1564008284837{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}”][mk_fancy_title strip_tags=”true” tag_name=”h1″ size=”50″ force_font_size=”true” size_smallscreen=”46″ size_tablet=”42″ size_phone=”38″ line_height=”” font_weight=”600″ letter_spacing=”” margin_top=”100″ margin_bottom=”80″ font_family=”none” align=”center” el_class=”page_title”]Our Products[\/mk_fancy_title][\/vc_column][\/mk_page_section][vc_row css=”.vc_custom_1564077489860{padding-top: 64px !important;padding-right: 2% !important;padding-bottom: 32px !important;padding-left: 2% !important;}” id=”commercial”][vc_column width=”1\/3″ css=”.vc_custom_1564009136728{padding-top: 10px !important;padding-right: 1% !important;padding-left: 1% !important;}”][vc_single_image image=”226″ img_size=”full” alignment=”right”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1564077006201{padding-right: 3% !important;padding-left: 3% !important;}”][mk_fancy_title strip_tags=”true” size=”36″ force_font_size=”true” size_smallscreen=”34″ size_tablet=”32″ size_phone=”30″ line_height=”” margin_bottom=”0″ font_family=”none” el_class=”product_title_h2″]Commercial Real Estate Financing[\/mk_fancy_title][vc_column_text css=”.vc_custom_1681322468921{margin-bottom: 0px !important;}”]Buying commercial real estate for your business is a big deal, and ideally it should be the best financing structured in an optimal way to work best for you. SBA 504 financing is designed to maximize your investment with fixed, low rates and low down payments so you can preserve your working capital and fix your occupancy costs while you build equity through real estate ownership. SBA 504 real estate loans have terms of 20 or 25 years. With 10% down from you, 40% from Bay Area Development and 50% from a conventional lender (usually a bank or credit union), small and mid-sized businesses can finance projects from $300,000 to $25 million. Click here<\/a> for more information about terms and qualifications. Whether you are looking for a piece of land for a ground-up, state of the art facility or an existing commercial building, our team<\/a> is ready to help welcome your business home.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1564077699460{padding-top: 32px !important;padding-right: 2% !important;padding-bottom: 32px !important;padding-left: 2% !important;}” id=”machine”][vc_column width=”1\/3″ css=”.vc_custom_1564076877878{padding-top: 10px !important;padding-right: 1% !important;padding-left: 1% !important;}”][vc_single_image image=”118″ img_size=”full” alignment=”right”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1564077021167{padding-right: 3% !important;padding-left: 3% !important;}”][mk_fancy_title strip_tags=”true” size=”36″ force_font_size=”true” size_smallscreen=”34″ size_tablet=”32″ size_phone=”30″ line_height=”” margin_bottom=”0″ font_family=”none” el_class=”product_title_h2″]Machinery & Equipment Financing[\/mk_fancy_title][vc_column_text css=”.vc_custom_1681322497230{margin-bottom: 0px !important;}”]Having a permanent home for your company is great, but what if you need financing for heavy equipment to run or expand your business? With an SBA 504 loan, you can finance the equipment you need as a stand-alone project or in conjunction with SBA 504 commercial property financing. SBA 504 can finance fixed assets including machinery, fixtures and equipment that have a life of at least ten years. Bay Area Development has funded everything from film equipment for a video company to new production lines for packaged foods enterprises to solar panels that keep our clients\u2019 energy expenses low.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1564077706466{padding-top: 32px !important;padding-right: 2% !important;padding-bottom: 64px !important;padding-left: 2% !important;}” id=”504″][vc_column width=”1\/3″ css=”.vc_custom_1564076918249{padding-top: 10px !important;padding-right: 1% !important;padding-left: 1% !important;}”][vc_single_image image=”119″ img_size=”full” alignment=”right”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1564077027321{padding-right: 3% !important;padding-left: 3% !important;}”][mk_fancy_title strip_tags=”true” size=”36″ force_font_size=”true” size_smallscreen=”34″ size_tablet=”32″ size_phone=”30″ line_height=”” margin_bottom=”0″ font_family=”none” el_class=”product_title_h2″]Refinancing Real Estate and Equipment with SBA 504 Financing[\/mk_fancy_title][vc_column_text css=”.vc_custom_1681322721873{margin-bottom: 0px !important;}”]If debt from higher interest rate or adjustable rate loans is holding your business back, SBA 504 Refinancing offers a way to refinance your existing loan(s) at significant savings and improve your cash flow at the same time. SBA 504 refinancing is almost identical to traditional 504 financing in that it offers long term, below market, fixed rate financing at loan values of up to 90%, and offers terms of 10, 20, and 25 years. SBA 504 Refinance loans also allow businesses to tap into equity in their property for working capital purposes. To be eligible, companies must meet each of the following requirements:<\/p>\n